Annuities: While annuities are not a product often mentioned in FIRE circles, it’s good to know that Vanguard offers this option. You can get both a fixed income and a variable annuity through Vanguard. They have some of the lowest rates in the industry for this type of product so do y...
Rebalancing– All done as part of the service. That’s a very good thing, as selling your winners and buying your losers is tough to do sometimes. Risk management– You start with an aggressive equity load-out when you’re young and have plenty of time to recover frombear markets. You ...