In 2024, I made my 12th pair of “backdoor Roth” IRA contributions with Vanguard. It’s a great way for high-income professionals to contribute to a Roth IRA when earning “too much” to contribute directly to a Roth IRA. I do this annually for both my wife’s mutual fund IRA accou...
IRA withdrawals under the Substantially Equal Periodic Payments (SEPP) provision forpenalty-free withdrawals prior to age 59 1/2 457(b) withdrawalsas per the plan requirements. Starting at age 73, RMDs must be taken from tax-deferred 401(k)s, Roth 401(k)s, and tax-deferred IRAs, or the...