Hybrid annuity target-date funds: Assessing investment value and suitability for participants Investment | Multiasset and TDF Read more articles Hear from our experts OUR WEBINARS Unlocking Financial Well-Being: Vanguard Leadership Perspectives Recorded | January 23, 2025 | 3 p.m., EST | Recorded ...
Annuities: While annuities are not a product often mentioned in FIRE circles, it’s good to know that Vanguard offers this option. You can get both a fixed income and a variable annuity through Vanguard. They have some of the lowest rates in the industry for this type of product so do y...
In retrospect, lifestyling was certainly more problematic in the near-zero interest rate era. But so were all our other investing decisions. Again, would the typical target-date fund customer have done better making market timing calls instead? I doubt it. Auto-pilot malfunction The finalbig da...
Our Vanguard rep managed to duplicate VTSAX by adding the complexity and expense of two additional funds. Yikes. Point:jlcollinsnh. Double points! Anytime you can accomplish the same goals with one fund instead of three at less cost, it deserves double points. Actually I’m awarding myselftr...
Wondering if you or any readers have similar thoughts on having the fixed element part of Lifestrategy largely in Bonds/gilts etc in current times. If so, other that moving to 100% lifestrategy with separate fixed income pot , wondering if anyone has any other ideas?
and widely held fixed investment trusts (whfits) in box 5 on your 1099-div. please consult a tax advisor to see if this applies to you. if you don't see any amounts reported in box 5, the deduction may not be applicable to your holdings at this time. vanguard variable annuity and ...
A pension or annuity Disability Social security Dividends Interest Required minimum distributions from your retirement accounts Spouse's income The best place to start is your own bank or credit union. You can also check with online lenders...
Each LifeStrategy fund’s asset allocation is clearly fixed between equities and bonds. In contrast rival multi-asset funds typically allow asset class exposure to float over a wide range. That means you don’t really know what you’re getting. Vanguard is FCA-authorised. The LifeStrategy funds...
If I bought an annuity with the “free money”, at current rates I’d be about £600 per year better off for the rest of my life. Good value for an hour or two’s effort now. BUT… BUT… BUT… As I understand it, if my current pension provider goes bust for any (?) reason...
Wondering if you or any readers have similar thoughts on having the fixed element part of Lifestrategy largely in Bonds/gilts etc in current times. If so, other that moving to 100% lifestrategy with separate fixed income pot , wondering if anyone has any other ideas?