@ L – Managing your own set of funds and mimicking Vanguard’s approach would only mean handling 5 funds which is very doable. In fact, Vanguard’s approach is really mimicking what DIY investors or IFAs would have (could have) done before target date funds existed. Apart from the linker...
Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the Fund name refers to the approximate year (the target date) when an investor in the Fund would retire and leave the work force. The Fund will gradually shift its emphasis from more aggr...
The article reports on the preparations by Vanguard Group for the consolidation of three international equity funds that serve as underlying investments in the Vanguard Target Retirement Funds in 2010. Accordingly, the Vanguard European Stock Index Fund, Vanguard Pacific Stock Index Fund, and Vanguard ...
PlainTalk About Risk Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its ...
The article reports on the preparations by Vanguard Group for the consolidation of three international equity funds that serve as underlying investments in the Vanguard Target Retirement Funds in 2010. Accordingly, the Vanguard European Stock Index Fund, Vanguard Pacific Stock Index Fund, and Vanguard ...
Vanguard study supports target-date funds and automatic enrollment.The article discusses the report of Vanguard Group Inc. which examines the result of 2008 in the 2,200 defined contribution plans it administered. The report shows that define contribution (DC) plan participants made only marginal ...
Vanguard to Settle Target-Date Fund Lawsuit Investors sued Vanguard for breach of fiduciary duty, saying that changes the company made to target-date funds stuck customers with “massive” tax bills.
The Fed is expected to cut rates again, but for now these money market funds are yielding up to 4.7%.
All Target Date Funds are NOT created the same…Consider the huge gap in possible equity percentages vs. time (glide path). …but the Big 3 TDFs are all relatively similar.Before retirement age, the glide paths are very close. They start to differ more significantly after the retirement ta...
Target retirement funds may be ideal for investors who prefer a hands-off approach to their investing. They offer investors the benefit ofdiversificationand the simplicity of one-stop shopping. Target-date funds offer a blend of equities and fixed-income securities, along with the convenience of a...