The answer to the location of your funds will alter the process slightly; if you have already received a check, you won’t need to involve the former custodian. However, you will have to handle more paperwork and riskearly withdrawal penaltiesif you fail to make the rollover transfer in tim...
you'll need to manually subtract that amount from the RMD because Vanguard does not instantly update the amount of RMD you have already taken for the year (in the form of a QCD). If you check back in a few days, it should be all updated. ...
–In June 2022 I was laid off. I had a traditional 401k with this employer worth about $20k. I didn’t do proper research about the IRS’s pro-rata rule, and – here’s the error – rolled over the 401k balance into my Vanguard traditional IRA. I now have that $20k in pre-tax ...