Purchase Price Down Payment VA Funding Fee 0 Total Loan Amount 0 Calculate your payment Estimate your monthly VA home loan payment including taxes and insurance. Payment breakdown See the portion of your monthly payment that will go towards principal and interest over the life of the loa...
Funding fees: Although some veterans are exempt, VA home loans usually require a funding fee that can be about 1.25% to 3.3% of the loan amount.This fee reduces the net amount of cash to the borrower. Break-even point: Figure out how long it will take to recoup closing costs, and det...
Here’s a breakdown of each cost, as well as a few terms you should know about before applying for a VA loan. Principal and interest:This is the amount of your monthly mortgage payment that goes toward paying off the loan balance plus the interest due each month. This remains constant fo...
VA loan limits refer to the maximum amount of money that the Department of Veterans Affairs (VA) will guarantee for a VA loan in a specific area. These limits vary by county and are determined based on the median home prices in the area. As of 2025, the VA loan limit for Arkansas for...
VA Home Loan Affordability Calculator. Estimate your loan preapproval amount based on your income and expenses. Try it now!
Entitlement indicates the maximum loan amount the VA will guarantee. In California, where home prices can be high, the loan limits are adjusted to reflect local real estate markets. Use our VA loan calculator to quickly and easily estimate what your monthly mortgage payment would be with a VA...
Pros and Cons of a VA loan What Is the VA Loan Limit? For 2025,the standard maximum VA loan amount is $766,550 for a single-family property. However, in areas designated as “high cost,” the maximum loan amount can be as high as $970,800. The maximum limits are higher for owner...
Is there a maximum limit for VA loans? Yes, there is. A maximum loan amount in most parts of the country is $726,000 for a single-family home. If you live in a higher-priced county, this limit can reach $1,089,300. How does my credit score impact my interest rates?
Enter mortgage amount: Choose mortgage term: Enter current interest rate: Calculate Savings Why choose VA Loan Desk?A division of Belem Servicing LLC DBA Patriot Home Mortgage books Our Experience Patriot Home Mortgage and VA Loan Desk finances more homes for veterans than any other VA lender...
Is there a maximum limit for VA loans? Yes, there is. A maximum loan amount in most parts of the country is $726,000 for a single-family home. If you live in a higher-priced county, this limit can reach $1,089,300. How does my credit score impact my interest rates?