The Maximum VA Loan Guarantee Limit has been updated for 2025. Find out the maximum VA amount in your county or parish.
However, if you only have remaining entitlement, there are VA loan limits, which vary from county to county. These VA loan limits are aligned with the conforming loan limit of $806,500 for 2025. There are also high-cost counties nationwide that go much higher, such as Arlington, Los Angel...
Higher county limits for VA loans Veterans who believe they need a jumbo loan because they are over the standard $766,550 loan limit should check their county loan limit. They may have access to higher-than-standard loan amounts without needing a VA jumbo loan. For example, a Veteran home...
VA loan limits refer to the maximum amount of money that the Department of Veterans Affairs (VA) will guarantee for a VA loan in a specific area. These limits vary by county and are determined based on the median home prices in the area. As of 2025, the VA loan limit for Arkansas for...
There are two levels or tiers of VA loan entitlement. The first one is valued at $36,000, while the other is tied to the loan limits of the borrower's county. First-time homebuyers or those who have never defaulted on a VA loan before have full entitlement. That means there are no ...
VA loan limits apply only to borrowers with other active VA loans and those who have defaulted on a VA loan. Those limits mirror the guidelines set by the Federal Housing Finance Agency for conforming loans. The limit for 2025 is $806,500 in a typical U.S. county and higher in expensi...
And if you are subject toVA loan limitsand the home price exceeds the county loan limit, then a down payment will be required. If you’re buying in a competitive market where buyers outnumber home sellers, you may need a down payment just to get your foot in the door. A biddin...
As of 2020, there is no VA loan limit if you have full entitlement and your loan is more than $144,000. If you have remaining entitlement for your VA loan, there might be a different loan limits depending on your location. The VA loan limit is based on the county where you live. ...
Those with full entitlement will enjoy the most that the VA loan program has to offer. You can put zero down up to your mortgage lender’s loan limits and the VA will guarantee up to 25% of the loan amount, even if it exceeds your county conforming loan limit. ...
Loan limitsThe amount you can borrow varies based on several factors. Once you’ve received your certificate of eligibility, you’ll have to work within each lender’s specific limits. Those may be influenced by your credit history, income, and net worth. A mortgage calculator can help you ...