The Maximum VA Loan Guarantee Limit has been updated for 2025. Find out the maximum VA amount in your county or parish.
VA loans that are above standard county limits are known as VA jumbo loans. Higher county limits for VA loans Veterans who believe they need a jumbo loan because they are over the standard $766,550 loan limit should check their county loan limit. They may have access to higher-than-standar...
However, if you only have remaining entitlement, there are VA loan limits, which vary from county to county. These VA loan limits are aligned with the conforming loan limit of $806,500 for 2025. There are also high-cost counties nationwide that go much higher, such as Arlington, Los Angel...
If you have defaulted on a VA loan previously, you will also be held to the current VA loan limit in California. If you will be subject to loan limits based on these criteria, you will need to find the California VA loan limit that applies to the county the property is located in....
And if you are subject toVA loan limitsand the home price exceeds the county loan limit, then a down payment will be required. If you’re buying in a competitive market where buyers outnumber home sellers, you may need a down payment just to get your foot in the door. A biddin...
Full VA loan entitlement There are two levels or tiers of VA loan entitlement. The first one is valued at $36,000, while the other is tied to the loan limits of the borrower's county. First-time homebuyers or those who have never defaulted on a VA loan before have full entitlement. ...
Those with full entitlement will enjoy the most that the VA loan program has to offer. You can put zero down up to your mortgage lender’s loan limits and the VA will guarantee up to 25% of the loan amount, even if it exceeds your county conforming loan limit. ...
As of 2020, there is no VA loan limit if you have full entitlement and your loan is more than $144,000. If you have remaining entitlement for your VA loan, there might be a different loan limits depending on your location. The VA loan limit is based on the county where you live. ...
However, loan limits still apply to borrowers who already have a VA loan or have defaulted on a VA loan. In 2025, the standard VA loan limit is $806,500 for a single-family home in a typical U.S. county, but it can run as high as $1,209,750 in high-cost areas. It’s ...
No loan limits.Unlike other government-backed loans, eligible borrowers with full entitlement have no limit on how much they can borrow with a VA loan. Full entitlement refers to borrowers who have never taken out a VA loan, have paid off a VA loan and sold the property, or have repaid ...