The VA is happy to say approve any loan you want credit score-wise, but will penalize lenders that exhibit high default rates. As such, VA lenders will take steps to ensure credit quality is in line with industry norms. That means you probably won’t be able to get a VA loan with a...
Ask your loan officer to pull it when you apply for the loan. They can access it within a few minutes and save you the extra step. I paid off my current home, but my COE doesn’t show full entitlement. What can I do? If you bought a home with a VA loan and it’s paid of...
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Credit score.While the VA doesn’t set a minimum credit score requirement, many lenders do, and for them, it’s usually 580 to 620. DTI ratio.You’ll also need aof 41% or lower. This means that your total monthly debts (including your new mortgage payment) don’t exceed 41% of your...
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