USDA Home Loan Fees Pros and Cons USDA Loan Requirements 8 Steps to a USDA Loan Get the Best USDA Mortgage Rates Alternatives to USDA Home Loans FAQ See all USDA home loans offer an affordable path to homeownership with minimal to no down payment, tailored for eligible rural and suburban hom...
A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program.Due to the nature of the USDA loan p...
Get on the Path to Home Ownership. We got your Back! My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line...
Before applying for a USDA loan, it’s helpful to understand their requirement in more detail, so they’re explained further below. Loan requirements can change at any time. 1. Credit Requirements When applying for a USDA home loan, the lender will pull the borrowers credit report from all ...
Conventional, FHA, VA, USDA, jumbo, renovation, Destination Home Mortgage, HomeReady, Home Possible, refinancing, ReFi Now, Refi Possible, HELOC, home equity loan Terms 15-year and 30-year fixed-rate loans; 5-year, 7-year, 10-year intro period for adjustable-rate loans Credit needed 620 ...
"Thank you for all of your hard work and guidance in helping me purchase my first home with NO MONEY down. You made the process hassle-free, were quick with answers, and explained the whole process in a way that was easy to understand as a first-time homebuyer." ...
With over 20 years experience in the mortgage and real estate industry, I am a seasoned professional that can help you get the best mortgage loan for your home, investment property, 2nd home or commercial loan. Don't waste your time at a bank trying to g
Mr. Joel Lobb was an important part of why we had a successful and very pleasant experience in purchasing our new home, he was very professional and knowledgeable in the process . He explained what we was to expect and was there for us as new home buyers in our corner every day and ni...
My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into ...
Key Factors for Kentucky First-Time Home Buyers in 2025 1. Credit Scores: The Gateway to Mortgage Approval Your credit score determines loan eligibility and interest rates. Here’s what you need: Minimum Scores: FHA Loans: 580+ (3.5% down) or 500–579 (10% down). ...