保本:Series I Savings Bonds 是一种由 US Treasury(美国财政部)发行的特别的债券,虽然它没有那种银行的FDIC保险,但是美国财政部违约的概率和FDIC体系崩溃的概率大致相当,可以认为是保本的。 利率的计算:利率由两部分组成,fix rate 和 inflation rate,总利率的计算公式见下方。Fix rate 部分绑定当...
(redirected from Us savings bonds)Also found in: Thesaurus, Financial. Related to Us savings bonds: Series I Bondssavings bond n. A nontransferable registered bond issued by the US government in denominations of $50 to $10,000. American Heritage® Dictionary of the English Language, Fifth ...
US savings bond. The US government issues two types of savings bonds: Series EE and Series I. You buy electronic Series EE bonds through a Treasury Direct account for face value and paper Series EE for half their face value. You earn a fixed rate of interest for the 30-year term of th...
Department of the Treasury to sell a new type of security, called the savings bond, to encourage saving during the Great Depression. The first Series A savings bond was issued a month later, with a face value of $25. They were marketed as a safe investment that was accessible to everyone...
You can redeem series I bonds after 12 months. However, if you redeem the bond before it is five years old, you lose the last three months of interest.US savings bond interest is also exempt from state and local income taxes. This likely isn’t a big deal for most people but for a...
网络美国储蓄债券;面值的国库卷 网络释义
Series I savings bonds, or I bonds, purchased through October 2024, will earn 4.28%,TreasuryDirect® announced May 1, 2024. This rate includes an inflation component of 2.96% annualized and a fixed rate of 1.30%, with the latter remaining constant throughout the bond’s life. In comparison...
there is also the education exclusion which can allow bond owners to avoid paying tax on the interest when used for qualified higher education expenses. If you’re thinking of doing this, remember that the bond has to be in theparent’sname, not the child’s name.More details here.More ...
How Can I Avoid Taxes When Cashing in a Savings Bond? Avoiding taxeswhen you cash out your bonds, depends on a few criteria. For example, Series I Bonds can be used (tax-free) to pay for education costs. Series I Bonds are subject to federal taxes but not state and local taxes. Whe...
Series EE Bonds are a type of U.S. savings bond that offers a fixed interest rate for the life of the bond. These bonds are often referred to as "patriot bonds" and are widely known for their guaranteed return. The U.S. Treasury guarantees that an EE Bond will double in value after...