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relief assistance and 108,000 Small Business Administration Paycheck Protection Program (PPP) loans for our customers, and $30 million in expedited charitable contributions for our communities. As a result, we’re proud to have been named the most essential bank amid the pandemic in a ranking by...
Yet despite several years of digitization efforts, the average US bank trails its upper-quartile counterpart by a significant margin in terms of digital adoption, particularly in credit cards, auto loans, and mortgages (Exhibit 3). To boost digital customer experience, banks need ...
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When you store money with a bank, the bank is then able to do other things with it, like make loans to other customers. A bank will pay you for the money you keep with it – this is called the interest rate. Banks express interest rates as annual percentage yields – the percent you...
The bank said it expects NII to trough in the first quarter, before expanding over the rest of the year. It also forecast average loan growth of 3% to 5%. Compared with its peers, the bank's loan book is more evenly split between retail and business customers. In the ...
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