In 2025, I want to take steps toward building the largest yield factory in the world. Number three, return to GAAP net income profitability in the second half of the year. We aim once again to be the unique company that combines high growth and profits. We're on the verge of doing ju...
We define “conversion rate” as the transaction volume, number of loans in a period divided by the number of rate inquiries received that we estimate to be legitimate, which we record when a borrower requests a loan offer on our platform. We track this metric to understand the impact...
And then, I guess my second question is just on the trajectory of EBITDA. I know we have a positive number this quarter where you're expecting another one next quarter. Should that be a pretty smooth runway in future years, just generally speaking, or are there any one-offs we should k...
Affordability: Primarily, this section covers expected APR, acceptance criteria, discounts for autopay and the number of fees. Lenders with the lowest rates, fewer fees and most generous acceptance criteria receive higher scores. Customer experience: Our team looked at how easy it is for customers ...
Have a personal bank account at a U.S. financial institution with a routing number. Have no bankruptcies in the last 12 months. Have no current delinquent accounts on your credit reports. Have fewer than six hard inquiries on your credit report in the last six months, excluding student, aut...
bank account with a routing number. Live in a state that Upstart services. Have no bankruptcies within the last three years. Have no delinquent accounts. You may need to provide proof of identity such as a government-issued I.D., proof of income such as a pay stub or tax return, ...
Most lenders require proof of income, which can be a W-2 or paystub, as well as proof of address and a Social Security number. Having these documents handy can speed the application process. ^ Back to table of contents How to apply ...
They must be able to verify your social security number, employment, and address details independently. How to Apply for a Personal Loan With Upstart? The application process is simple. Just complete the fields required with complete honesty. The company verifies the details. Click the “Check ...
Upstart’s customer service team supports borrowers throughout their loan experience by assisting with applications and questions about loan repayment. Here are the ways to contact Upstart’s customer service: Send a message via the website (must have a login) Call the toll-free number: 855-438...
provide a valid name, Social Security number, and birth date have a personal bank account with a US bank have a regular source of income (full-time job) meet the minimum credit requirements If this isn’t your first time applying for an Upstart loan, you must also: have no failed monthl...