There are also ways to minimize the time you spend upside down. Try to make extra payments, increase your down payment amount and refinance if possible. When shopping, use an auto loan calculator to estimate how soon you will cross from negative to positive equity so you can become right-...
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Consumers who are upside down in an auto loan sometimes “roll over” the difference into a brand-new auto loan, which makes this option more than a refinance. It means carrying over the balance of the old vehicle into the loan for a new vehicle, but it might be a good idea if you ...