Learn about the latest UPI transaction limits in India for 2025. Understand daily limits, bank-specific caps, and tips for hassle-free UPI payments
The NPCI allows up to 20 UPI transactions per day per user. NPCI has set a UPI transaction limit of INR 1 lakh for each transaction. The UPI transaction limit per day applies to fund transfers only. Utility bill payments and merchant transactions are beyond the cap. You can transfer a m...
Dilip Asbe, MD & CEO of NPCI, has laid out this ambitious vision as part of Digital India’s mission. However, achieving this scale requires robust and agile payment infrastructures capable of supporting massive transaction volumes and enabling merchants to seamlessly integrate the latest UPI featu...
UPI Transaction Limits:UPI allows users to transfer up to ₹1 lakh per transaction, with a maximum of 20 transactions per day. These limits can vary based on the bank and specific UPI-enabled app. Charges:Generally, UPI transactions are free for users. However, some banks may impose nomin...
For IMPS, the transaction limit per day is Rs 2 Lakh while presently, the UPI transaction limit per day is Rs 1 Lakh. UPI allows users to make fund transfers without having to provide IFSC code or an account number. In fact, your smartphone can be used as a virtual debit card using ...
A debit card is also a must while registering the UPI. Points to Note: The transaction limit is Rs 40000 per transaction and per day. (Threshold may vary for different banks.) There’s a limit for 10 transactions within 24 hours on a single bank account. ...
This paper shows that a successful transaction depends on maintaining a proper account balance, following UPI transaction limits per day of the application you use, entering correct UPI PIN, receiver details and ensuring stable internet connection with sufficient speed.Kaliraj...
The per-transaction limit for UPI Lite has been raised from ₹500 to ₹1,000, and the overall wallet limit has increased from ₹2,000 to ₹5,000. These changes aim to simplify small-value transactions and make digital payments more accessible and convenient for users across India, ...
Transaction limit No official limit, varies by bank. ₹1 lakh per day (varies by bank). Bank account requirement Both sender and receiver need bank accounts. Only the sender needs a bank account. Ease of use Requires internet banking, less mobile-friendly. Highly user-...
₹10,000 per transaction (P2M only) as per NPCI direction. ₹25,000 per day (P2M only) as per NPCI direction. Limits are subject to your account’s daily and monthly limits, as well as the LRS limit. LRS and TCS are applicable for UPI Global transactions. Refer to the terms ...