变额万能人寿保险(Universal Variable Life Insurance) 什么是变额万能人寿保险 变额万能人寿保险简称变额万能寿险,是一种将万能寿险的缴费灵活性和变额寿险的投资灵活性相结合的保险。 变额万能人寿保险概述 变额万能人寿保险是针对将寿险保单的现金价值视为投资的保单所有人设计。变额万能寿险是一种终身寿险,其将万能寿险...
变额万能人寿保险(Universal;Variable;Life;Insurance) 前言:变额万能人寿保险什么是变额万能人寿保险 ?变额万能人寿保险是针对将寿险保单的现金价值视为投资的保单所有人设计。变额万能寿险是一种终身寿险,其将万能寿险的缴费灵活性、死亡保险金的可变性和变额寿险的投资弹性相结合。但其死亡给付采取与万能寿险相同的方式,...
Variable universal life insurance has a cash value portion that’s invested in various subaccounts of your choice. It has higher potential returns and losses, so it comes with greater risk. Universal life policy riders There are several riders your insurance company may offer for a universal life...
Features of Both Life Insurance Types An adjustableor universal life insurance policy is a policy with premiums that are flexible and death benefits that are adjustable. This means that you may change your premium payment every month, if you want to, and you may adjust your death benefits up ...
Types of Universal Life Insurance There are several types of universal life insurance to choose from, including non-guaranteed universal life, guaranteed universal life, indexed universal life and variable universal life. The best coverage for you will vary depending on your financial goals and needs...
Method and system for administering a variable universal life insurance product having a volatility reduction feature A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least ...
网络变额万能人寿保险 网络释义 1. 变额万能人寿保险 变额万能人寿保险(Universal Variable Life Insurance) 目录 1 什么是变额万能人寿保险 2 变额万能人寿保险概述 3 常见投连 … baike.baidu.com|基于22个网页
Variable universal life (VUL) insurance, as the name suggests, is a policy that combines variable anduniversal life insurance(i.e., flexible variable life insurance). This is one of the more popular insurance policies because it gives you the option to invest and alter theinsurance coveragewith...
firm, launched a unique new product: Allmerica Select Life is a policy that allows a person to invest in stocks, bonds, and money-market accounts, while also providing life insurance protection.In the jargon of the insurance industry, the policy is what is called Variable Universal Life. VUL...
Whole life insurance is also a form of permanent life insurance, with a cash value savings component. An important difference between universal life and whole life insurance, however, is that the UL interest rate is not guaranteed. It is set by the insurer and can change frequently.Whole life...