Variable universal life insurance has a cash value portion that’s invested in various subaccounts of your choice. It has higher potential returns and losses, so it comes with greater risk. Universal life policy riders There are several riders your insurance company may offer for a universal life...
变额万能人寿保险(Universal Variable Life Insurance) 什么是变额万能人寿保险 变额万能人寿保险简称变额万能寿险,是一种将万能寿险的缴费灵活性和变额寿险的投资灵活性相结合的保险。 变额万能人寿保险概述 变额万能人寿保险是针对将寿险保单的现金价值视为投资的保单所有人设计。变额万能寿险是一种终身寿险,其将万能寿险...
Like index universal life, only the savviest investors should consider variable universal life, as the potential for lapsing the policy is the greatest with this universal life product. Each type of universal life insurance policy offers different benefits and drawbacks. It's wise to align your ch...
When deciding what type of life insurance policy to choose, it's important to know that adjustable life and universal life insurance are the same type. One term refers to the older version and one is the more modern term used for insurance. Both types ar
变额万能人寿保险(Universal Variable Life Insurance)什么是变额万能人寿保险 ?变额万能人寿保险简称变额万能寿险,是一种将万能寿险的缴费灵活性和变额寿险的投资灵活性相结合的保险。变额万能人寿保险概述 ?变额万能人寿保险是针对将寿险保单的现金价值视为投资的保单所有人设计。变额万能寿险是一种终身寿险,其将万能寿险...
必应词典为您提供Variable-Universal-Life-Insurance的释义,网络释义: 变额万能寿险;变额万能保险;投资型万能寿险;
Variable universal life (VUL) insurance, as the name suggests, is a policy that combines variable anduniversal life insurance(i.e., flexible variable life insurance). This is one of the more popular insurance policies because it gives you the option to invest and alter theinsurance coveragewith...
Life insurance company-managed products are a large part of the professionally managed assets (PMA) universe of options. This chapter and the next examine variable life products (including variable universal life) and variable annuities, respectively. Both variable life products and variable annuities ...
INDIFFERENCE PRICING OF UNIVERSAL VARIABLE LIFE INSURANCE In this paper we study the pricing problem for a class of Universal Variable Life (UVL) insurance products, using the idea of "Principle of Equivalent Utility". The main features of the UVL products include the varying (death) benefit ba...
Universal life (UL) insurance is a type ofpermanent life insurancethat, like other permanent insurance, has acash valueelement and offers lifetime coverage as long as you pay yourpremiums. Unlike whole life insurance, universal life allows you to raise or lower your premiums within certain limits...