I maintain that the other driver was at fault, provided evidence and made use of the legal protection cover on my policy to pursue the other driver for an admission of liability and to recover my excess. It now transpires that the other driver was not insured. The police don't want to...
Uninsured motorist bodily injury (UM or UMBI) — pays when an at-fault driver causes a car accident. Uninsured motorist property damage (UMPD) —covers damage to your car if it's hit by someone without insurance. Some states allow you to use UMPD to cover hit-and-run accidents. Will m...
UM/UIM coverage applies to you, as well as family members living in the same household, in the event of a car accident. It doesn't matter whether you're a driver, passenger, pedestrian, or the victim of a hit-and-run – UM/UIM coverage will help pay for the costs related to accide...
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Reducing monthly expenses by opting for minimum car insurance coverage may seem wise; however, it can lead to significant problems if you are involved in an accident with anunderinsured driver. You could incur substantial out-of-pocket expenses if the driver at fault lacks insurance coverage for ...
The insurance company for the driver that hit you should pay for your rental car. However, this can be a slow and frustrating process. Rental car coverage is always offered with full coverage on your personal car insurance policy. You cannot have this coverage if you only have liability cover...
20 yr old girl pulled out of a driveway without looking to her left and pulled out right in front of me. Minor damage to my car - paint, small dent, alignment is now off- i got the name and phone number of a witness at the scene, driver of a third car that almost got hit by...
My Uninsured Car Got Hit. Can I Make a Claim?doi:urn:uuid:e868a3ae31a77310VgnVCM100000d7c1a8c0RCRDIf a car is sitting on private property and a driver jumps the curb and totaled it-can the owner file an insurance claim?Penny Gusner...