TheSSA retirement age chartcalculates how your monthly payout will be reduced by if you start receiving them early. It also shows that the reduction percentage decreases as your birth year approaches 1960. The chart also highlights that spousal benefits are automatically reduced by 50%. Further re...
If you are single and have never been married, spousal and survivor benefits aren’t a factor. Therefore, your decision about when to file really centers around how long you think you will live. If you can afford to delay taking benefits and are considering waiting until age 70, an importa...