These negative accounts stay on your credit report for seven years, except for Chapter 7 bankruptcy which is reported for 10 years. If you spot an account that shouldn't be included in these sections, contact your creditor and the credit bureaus immediately, as these significantly lower your cr...
Defensive stocks are less likely to face bankruptcy because of their relative strength during downturns. Why would anyone want to own a stock in difficult times or if things are getting shaky? Why not just go for the safety of aTreasury bill, which essentially has a risk-free rate of return?