An umbrella insurance policy provides liability coverage above the limits of a person's other insurance coverage maximums. Umbrella policies also protect the insured person from liability concerns that aren't covered by other policies, such as libel, slander, or unlawful arrest lawsuits. As an asse...
An umbrella policy is a proactive move for anyone looking to protect their finances from the uncertainties of life. While your auto, home or renters insurance policy provides liability coverage, some situations can fall outside of basic policy coverage—and that can get costly very fast. Bankrate...
If your dog seriously injures someone and you're found to be at fault, your homeowners insurance might not pay enough to cover the resulting medical bills. An umbrella policy could provide additional liability coverage. When considering umbrella insurance, people often look at their risk of facing...
A good umbrella insurance policy gives you peace of mind and financial protection. It delivers extra liability coverage on top of your other insurance policies. Umbrella insurance may also cover some situations that aren’t covered by your primary policies. ...
Here's a breakdown of umbrella coverage on top of an auto insurance policy: So, if you had an auto insurance policy that provided $300,000 in liability coverage and then added a $1 million umbrella policy, you'd have increased your liability protection up to $1.3 million total. The good...
An umbrella insurance policy provides an extra layer of liability coverage beyond the limits of your existing policies. It protects you financially in case of lawsuits or claims that exceed the coverage limits of your home, auto, or other primary insurance policies. ...
extend the limits of corporate auto insurance or liability coverage. Broad Coverage Options The umbrella policies we write start at $1,000,000 in additional coverage, and we can write policies with higher limits as well. Our experienced agents cheerfully assist with risk assessments that help our...
The name “umbrella” policy shows what it does: it covers more areas than just one. Individuals, families, and business owners buy umbrella policies to add to their main insurance policies, such as homeowner’s orauto insurance, to provide extra liability coverage. When someone makes a claim...
An umbrella insurance policy provides additional personal liability coverage for those with an existing policy. The umbrella coverage kicks in when the liability coverage of the original, basic policy has been exhausted. Those who own dangerous items that can cause injury, such as swimming pools, tr...
Umbrella insurance is a type of personal liability insurance that can cover claims in excess of the limits of your regular insurance policy. Below, we'll take a closer look at this extra liability coverage: how an umbrella policy works, who needs it, how much it costs and what it won’t...