For businesses, a commercial umbrella liability insurance policy is an extra layer of liability protection that covers costs beyond other business liability coverage limits. This coverage isn’t a policy replacement, but enhances your current risk management policies to give you additional peace of mind...
Policy Caps:Every insurance policy, including umbrella policies, has its coverage limits. Even if you have a substantial umbrella policy, there might be cases where the damages or settlement exceed your coverage, leaving you with out-of-pocket expenses. Underlying Coverage Prerequisites:Umbrella insura...
Our commercial umbrella insurance gives you extra liability coverage to weather the unexpected. A commercial umbrella insurance policy works exactly as the name implies—by providing an extra layer of protection to keep your business covered. If ever your standard liability insurance wasn’t enough, ...
Now that you understand what an umbrella insurance policy is, let’s determine if you need one. While it’s not a mandatory coverage, it is highly recommended for individuals who want to protect their assets and future earnings. Here are some factors to consider: ...
Protect your financial stability and peace of mind with comprehensive coverage for your personal or business needs. Learn More Umbrella Insurance Policies A good umbrella insurance policy gives you peace of mind and financial protection. It delivers extra liability coverage on top of your other insuran...
The USAA Insurance Agency also offers the following business policies: Commercial umbrella insurance Commercial auto insurance Professional liability insurance Commercial cyber insurance This requirement allows us to underwrite the policy appropriately and streamlines the claims process as we handle the entire...
Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbre...
If you insure your auto, home, farm or business with Wayne Insurance Group, our Umbrella Programs can provide you with these important coverages anywhere in the world: Property damage- for losses in excess of the liability limits of your Personal Auto, Homeowners, Farmowners or personal liabilit...
Why Does an Umbrella Insurance Policy Matter? Most of us realize that auto and proerpty insurance are important, but few people realize how limited that coverage can sometimes be, particularly when someone sues them for damages in a business. In many instances, companies, even small ones, can...
Umbrella insurance is a type of personal liability insurance that can cover claims in excess of the limits of your regular insurance policy. Below, we'll take a closer look at this extra liability coverage: how an umbrella policy works, who needs it, how much it costs and what it won’t...