If you do not have a Government Gateway account, or cannot access online services, you need to call HMRC to request paper versions of the required forms. You can then post these to HMRC instead of submitting online. Whichever filing method you use, this will mean reporting all of your inco...
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In the coming weeks, Work and Pensions Secretary, Liz Kendall, will set out changes to the welfare system and cuts to the benefits bill – indeed the Chancellor has already earmarked several billion pounds in draft spending cuts to welfare and other government departments ahead of her Spring Sta...
When comparing the online brokers Interactive Brokers and Bestinvest for UK investors, it's important to note that both institutions offer Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs). This means whether you are looking to save on a tax-efficient basis or plannin...
Department of Work and Pensions (2012) Households below Average Income, http://statistics.dwp.gov.uk/asd/index.php?page=hbai, date accessed July 6, 2012. Google Scholar Education and Culture Committee, Scottish Parliament (2013) Official Report 1.10.13, http://www.scottish.parliament.uk/parl...
Regulatory changes also seem to be on the horizon from the Financial Conduct Authority (FCA) and the Department for Work and Pensions (DWP). The FCA in March last year altered the ‘permitted links’ rules to help unit-linked pension funds invest in a wider range of illiquid assets. This...
The New Labour government’s election victory in 1997 marked a transition away from a ‘familistic’ regime towards a more ‘individualistic’ one. This involves the promotion of employment for all, and thus has extended the right of access...
The author argues that if the current UK government’s proposals for pension reform are implemented, a significant proportion of the working population will have their incentives for retirement saving undermined and...
Could it be that under austerity, and desperate to squeeze every drop of monetary gain from our state bodies, that this clause will open the gateway to increased fees, or the start of fees for some current non-charging access by the public to services?
(net property value) and physical wealth (contents, valuables, vehicles including private number plates) than on private pension wealth (occupational pensions and personal pensions) and financial wealth (Bank accounts, saving/ISAs, shares & stocks): https://www.ons.gov.uk/releases/householdwealthby...