See all TSP fundsThe TSP F Fund (Fixed Income Index Investment Fund) is a U.S. bond fund. The fund uses a “passive management” (indexing) investment approach, designed to match the performance of the Bloomberg U.S. Aggregate Bond Index, a broad index representing the U.S. bond market...
Depending on the loan’s use, you’ll either have a maximum of five or 15 years to repay the funds with a fixed interest rate. Payments can be automatically withdrawn from your paycheck. There are two types of TSP loans: General purpose:These loans can be used for any purpose, do not...
Depending on the loan’s use, you’ll either have a maximum of five or 15 years to repay the funds with a fixed interest rate. Payments can be automatically withdrawn from your paycheck. There are two types of TSP loans: General purpose:These loans can be used for any purpose, do not...
Depending on the loan’s use, you’ll either have a maximum of five or 15 years to repay the funds with a fixed interest rate. Payments can be automatically withdrawn from your paycheck. There are two types of TSP loans: General purpose:These loans can be used for any purpose, do not...
L funds are invested in the five individual TSP funds, and their asset allocations are based on the individual investor’s time horizon.9 The mutual fund window is for TSP participants who want more flexibility in their retirement investments. You can invest a portion of your TSP savings throug...
While there are not many options to choose from, these options cover most types of major indexes and have very low fees. In 2025, the administrative expenses for all these funds were .037% per year ($0.37 per $1,000). That is very low!
Even though I could have socked away a ton of cash into it, I still opted to max out mine and my wife’s Roth IRA. Between that and really upping our emergency funds, we decided to pass on the TSP. Personally, I liked the control of the Roth IRA- I couldinvest in what I wanted...
Let’s look at each of those a little more closely. TSP Loan Reason #1: The borrower needs the money. This could very well be a legitimate reason. This is particularly true if there are pressing needs and no other possible source of funds. However, even theTSP loan documentwarns the bor...
Wall Street has been lobbying for open MEPs for years now. Big fund companies want them because they are a cheap way to gather assets from small business 401(k) plans. Actively-managed mutual funds have lagged passive index funds in 401(k) plans – especially at the small end of the mar...
of putting a down payment on a home in the next 5-10 years (I’m 25 and rent, no student loan debt….yet). How do we marry the idea of “spend less than you earn, invest the rest, don’t accrue debt” with the potential of purchasing a home and needing liquid funds to do ...