However, there are certain requirements for participating in the mutual fund window, such as having at least $40,000 in your TSP account and not investing more than 25% of your account balance in mutual funds using the window. The maximum annual contribution to a Thrift Savings Plan in 2024...
As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window.Individual TSP FundsThe TSP G Fund (Government Securities Investment Fund) is invested in short-term U.S. Treasury securities. The TSP F Fund (...
As of October 2023, the Mutual Fund Window provided nearly 5,000 mutual funds for investment to qualifying TSP participants. As an example, if the S Fund is beginning to show price strength a subscriber change alert may say, “Recommend reallocating core TSP account to 60% S Fund, 40% C...
While there are fairly large costs associated with the TSP Mutual Fund Window, it may make sense for some investors. The best situation is for someone with a fairly large TSP account who will make a minimal number of mutual fund transfers or purchases. This enables them to minimize the costs...
Fund your taxable account with any money left. One final note.We’ve touched a bit on tax laws in this post. While the numbers and information is current as of 2014, should you be reading this post a few years after publication, they are sure to have changed. The basic principles shoul...