The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. The name of each fund indicates one’s projected retirement date. Once an L Fund...
Thrift Savings Plan (TSP) Coach. A subscription site that offers TSP Fund quotes, investment, and allocation discussions for Federal and Military employees.
New plan participants who don't feel qualified or neglect to designate an asset allocation for their contributions can feel confident that the default Lifecycle (L) Fund that they're assigned will invest their money in an allocation that's appropriate for their age and years until retirement.4 ...
I was able to find a great job and have no debt. I am working on saving up my emergency fund (roughly 24% of my income is going into it) and now focusing my efforts on investments.