TSPFundTrading.com - the leading professional financial service that is exclusively devoted to helping federal employees increase their thrift savings plan (TSP).
The Thrift Savings Plan has some of the lowest expense ratios I’ve ever seen for any form of an index fund – often even lower than companies such as Vanguard and Fidelity. The highest management fee is currently .05%, which includes the LifeCycle Fund investments (most mutual fund houses ...
the participant’s particular target-date Lifecycle Fund phases out and becomes the “L Income Fund”. Like target-date funds in general, this is a very large window and a very large assumption made on behalf of the participant. The return on investment since inception for the ...
On June 13, 2023, I submitted my request to the TSP site, leaving the G-Fund, and requesting anew allocation of 50% S-Fund, and 50% C-Fund.This is my first TSP fund change since 2021 (so much for those who claim that this site advocates “day trading” your TSP). A few reasons...
Afterwards, they essentially reduced their L2040 investment by the $50,000 loan, then locked themselves into the G-fund’s rate of return. In other words, their asset allocation looked a lot like this: Unless the Smiths had intended for their asset allocation to look this way, taking a T...