Thrift Savings Plan (TSP) Coach. A subscription site that offers TSP Fund quotes, investment, and allocation discussions for Federal and Military employees.
Investment fees also differ. TSP fees are pretty low, usually around 0.05%, and transparent.12In the private sector, IRA investment fees can range from0.5% to 2.5%, depending on the kind of fund, and it can sometimes be difficult to know exactly how much they are in aggregate. ...
After more than two years, the TSP’s mutual fund window has begun sending communications electronically! This transition, along with a growing number of TSP mutual fund window (MFW) users, should… Read More New Electronic Communications Could Reduce TSP Mutual Fund Window Fees The I Fund Has...
are excessive. For example, considering the TSP C Fund expense ratio of 0.043% and the $150 in annual fees for the MFW (before even including the individual transaction fees and fund expense ratios), the participant would have to invest at least $150 ÷ 0.043% = $348,837 just...
The objective of the C Fund is to match the performance of the Standard and Poor’s 500 (S&P 500) Index, a broad market index made up of stocks of 500 large to medium-sized U.S. companies. The C Fund offers the opportunity to earn a potentially high investment return over the long ...
In 2022, the TSP created the TSP Mutual Fund Window. This enables participants to invest some of their portfolios in almost 5,000 outside mutual funds, giving them a greater variety of investments from which to choose. However, the opportunity comes with more risk and additional fees. ...
Also a good deal is that the funds are index funds. The C-fund you mentioned for instance replicates the S&P 500 index. The S-fund is the small cap index. Own both in about a 75/25 balance and you’ve basically got VTSAX. The F-fund is a bond index. ...
F Fund:Index fund that tracks the Barclays Capital U.S. Aggregate Bond Index. As of TSP’s last report, this index had 9,079 different government, corporate and non-corporate bonds and asset-backed securities. C Fund:Index fund that tracks the S&P 500 Index, which, by definition, contains...
Thrift Savings Plan fees are low because the TSP is managed passively, rather than actively (where a fund manager tries to time the market and pick stocks for you). Warren Buffet reportedly made amillion-dollar wagerwith some active hedge fund managers in which Buffett bet the active managers...