Taking a TSP loan can dramatically alter your investment picture. Unless you account for the impact of locking in G-fund returns on your loan balance, you risk creating a portfolio that is out of sync with your investment approach. With that said, let’s look into the second reason someone...
Yearly Returns (2005-2024): Our TSP Allocation Service is averaging a profit of +13.24% per year in both bull and bear market cycles. Over 20 years, our service continues to lead all other TSP advisory services. The average return for the buy-and-hold strategy is +7.12% per year. We ...
that the G Fund historically has outpaced 3-month U.S. Treasury Bills. (During 1987-2010, the G Fund rate was on average 1.77% higher per year.) And if you've ever invested in commercial money market funds, you know that interest rates on these are even lower than T-Bill returns.Bu...
These options cover most major indexes and have low administrative expenses and management fees. These low fees are one of the TSP plan’s most attractive features since fees eat away at your returns. Save a Percentage Instead of a Dollar Amount If your salary is low, you may feel like you...
F Fund investors have the opportunity to earn higher long-term returns compared to investors in short-term securities such as the TSP G Fund.How to use the F Fund in a TSP accountThe prices of bonds and stocks don't always move in tandem. In fact, investment grade bonds are often ...
“The TSP expense ratio represents the amount that participants’ investment returns were reduced by TSP administrative expenses, net of forfeitures” Still, even at the worst these are very low ERs. And they seem to be coming down in the last five years or so. Good deal. ...
Performance and risk analysis of the TSP Folio investment strategy. Updated daily with the latest Thrift Savings Plan fund prices. Compares the strategy returns and volatility against a benchmark portfolio invested in TSP stock and bond index funds.