Q. My daughter has a job at a nursing home in Columbia, Mo. Last year the company car backed into my daughter's parked car. The nursing home's insurance company considered the car "totaled."Gallagher, Jim
Car Insurance Insurance Editor Steve Glass is a retired insurance professional with over 34 years of experience in the Property & Casualty insurance industry. Over the course of his career he led teams that handled Homeowners and Commercial property and casualty claims, Auto Medical claims, Auto ...
It’s important to negotiate with insurance before accepting their offer if you don’t think it reflects your car’s value. Once you accept the car insurance total loss settlement in writing, the insurance company will send you a check and pick up the vehicle to salvage. Usually, this proce...
If your insurance company determines that your car is not worth repairing, it will be declared a total loss, and your insurer may replace the vehicle with an equivalent option or offer a cash settlement. Finally, if you're wonderingwhat to do after an accident, there are steps you can tak...
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While that is a normal safety measure that the automaker employs, there was one problem for Erickson: her car hadn’t actually been totaled. Instead, she had been involved in a minor fender bender, and her insurance provider had incorrectly listed the car’s status....
Can you legally drive a totaled car? First —until you get the car repaired, no, you cannot drive your car. After the insurance company declares your car a total loss, they'll come to you with an offer for a cash settlement. ... It's required for the insurance company to report tha...
No more car insurance bills, parking lot charges or campus parking fees. We were surprised with how much there was to learn to go car-free: different services, iPhone apps and Uber rules. We're proud of what we have done, and talking about it brings about conversations about other ...
Teardowns usually reveal safety concerns, which insurance companies must justify to you that there is no significant damage. Usually this will compel them to work with you and simply declare the car a total loss. Total Loss eBook Total Loss Overview ...
A final option for dealing with a totaled car is paying to repair it yourself. You might consider this route if your insurance won't pay for repairs, but you want to keep the car and make it road-ready again. When weighing whether to repair a totaled vehicle, consider: Whether the car...