Some experts recommending shopping around to find a CD with the highest rate. Getty Images In the current high interest rate environment, it's easy to find certificates of deposit (CDs) paying 4%-5% annual percentage yields (APYs), if not more, depending on factors such as CD duration....
Here are some of the highest CD rates today and how much you could earn by depositing $5,000 right now: Today's best CD rates TermHighest APY*BankEstimated earnings 6 months4.75%CommunityWide Federal Credit Union$117.37 1 year4.50%CommunityWide Federal Credit Union$225.00...
about,” saidSteven Kibbel, a certified financial planner. “The current APYs, which offer more than 4%, are noticeably greater than those of typical savings accounts. But since rates are predicted to keep falling, you’ll want to move quickly to take advantage of the highest possible rates...
When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn.
since the Federal Reserve cut interest rates at its last two meetings. Although a December rate cut is not certain, locking in a high APY today can protect your savings from further rate drops. Here are some of the highest CD rates today and how much you could earn by depositing $5,...
I know 4% rates aren’t as sexy when there are 5% and 6% rates out there, but here we are! 😂 Western Alliance Bank- 4.50% APY Western Alliance Bank, throughRaisin, has a 3-Month CD with a solid 4.50% APY – one of the highest we’ve seen for a bank (non-credit union, lik...
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Thebest CD rateshave been gradually declining since theFederal Reservecut its benchmark interest rate in September and November. And today saw another casualty. Instead of the 5.00% that was available on a 1-year certificate, the highest nationwide rate is now 4.65%. That offer comes fromSignat...
BMO Altoraised its 5-year CD rate today to 4.80% APY, taking the national lead in that term. The banking giant has also taken second place in the 4-year term, by raising its rate there to 4.70%. The highest CD rates overall continue to be 5.65% APY, fromMutualOne Bank, a...
Nationwide CDs aren't your only option. Leading rates are sometimes offered by banks and credit unions that serve select regions. While sometimes these territories are small, the highest CD rate in the country right now—6.25% APY—is available to anyone living inone of five lucky states. *In...