When do I need to buy title insurance? You’ll be asked to purchase title insurance during the mortgage process, and it’s usually a ‘must-have’ because lenders want to protect the house they’re using as collateral for a loan. If there are any disagreements around who owns the right ...
Shepherd Title Agency is a full service title agency as issuing agent for First American Title Insurance. We handle NJ commercial & residential business
Zoning non-compliance (i.e. where the property use does not meet the local municipal by-laws) Someone other than the home owner having interest (i.e. a previous owner of the property not being discharged from title) Title insurance is generally purchased when you buy your home or when you...
When you buy title insurance, title examiners inspect the history of your home. They may also clear up any ownership issues that could come up in the future. This protects you from covered legal costs or proceedings that would occur if a claim were made. ...
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eClosings are becoming more and more popular in the title insurance space, from the efficiency and security such a process provides to the increased expectations from homebuyers and sellers for digital transaction capabilities. For this report, we interviewed several experts across the real estate tran...
there is a need for additional protection in the form of an owner’s title insurance policy. While lender’s title insurance is required for you to get your mortgage loan, owner’s title insurance, which is purchased by the seller to protect the buyer against defects in the title, is opti...
Any property that has liens or is under foreclosure is unattractive to potential buyers because they create a cloud on the title and may call the seller's right to sell into question.1 Special Considerations Title Search and Title Insurance ...
Refinancer Must Buy New Title InsuranceLeonard Groupe