The best way to avoid debt is to not take it on in the first place. If you know that you’re going to be taking out student loans, try not to borrow more than you need. And if possible, make payments while still in school so that the interest doesn’t pile up while you’re try...
5 Tips for Tackling Your Student Loans as a Coupledoi:urn:uuid:aab574f6d048b410VgnVCM100000d7c1a8c0RCRDAs more people graduate college with higher student loan balances than ever before, it's rare to find a couple these days who aren't dealing with debt.Dan Macklin...
Refinancing entails taking out a new loan to pay for your old loans. What this does, essentially, is it leaves you with one monthly payment, like consolidating your loans does. And, if the new loan you take out has a lower interest rate than the average rate of your old loans, that c...
To pay for college, submit the FAFSA to access grants, scholarships and work-study before taking out student loans. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an acti...
Repaying student loans seems scary but is often a necessary part of post-college life. But you can make your loans more manageable in a few ways. Here's how!
Find out if student loan refinancing is right for you When considering refinancing your private student loans, think about if: You can get a lower interest rate on your new loans You can lower your monthly payment or pay off your loans faster ...
The college application process takes time, but putting in the effort could help you stand out to your dream school. FAFSA® is a registered trademark of the US Department of Education and is not affiliated with Discover® Student Loans. ACT® is a trademark registered by ACT, Inc., wh...
Monitor your credit for free Join the millions using CreditWise from Capital One. Sign up today 1. Create a budget The U.S. Department of Education sayslearning to budgetcan help you make the most of your student loans and set yourself up for future success. And budgeting can help you ke...
If the interest rates on your loans are higher than the current interest rates, you may be able to save money byrefinancing your student loans. Refinancing means taking out a new loan to pay off your old loans, which is typically done through a private lender. ...
Instead of budgeting $300 to pay your student loans, you would budget $350, applying the extra $50 first to the 6% loan. Once that loan is paid off, you would allocate the $150 you used to pay it to the 5% loan, now paying $250 each month for that loan. After you wipe out the...