With theaverage FICO credit scorein the U.S. hitting a record high of 703 last year, many Americans are now enjoying the benefits of having good credit. With a solid credit score, you have better access to lending and even enjoy lower rates on car insurance, amongnumerous other benefits. ...
Did you know that your credit score has an impact on your financial activities in the long run? Well, more often than not, if not managed properly, your credit card score can lead to financial issues. Haven’t we all grown up hearing the phrase, “A stitch in time saves nine?” It’...
Achieving a good credit score is often considered the hardest part of the credit process, however, once you reach a solid number, many people struggle to maintain their momentum. To keep your credit score high, you need to be aware of how the credit score system works, and how your active...
The article presents tips to consumers on how to improve their credit scores without using the practice of piggybacking, or adding an authorized user with good credit onto a credit card in order to...
Points are worth 25% more when you redeem them for travel booked through Chase TravelSM. Credit score Good to Excellent Regular APR 20.49% - 27.49% variable on purchases and balance transfers Annual fee $95 Welcome bonus Earn 60,000 bonus points Terms apply. Read our Chase Sapphire Pr...
You can start building credit history through the responsible use of a student card or a secured card. You can practice good credit management by paying your bill on time and keeping credit card spending low.Having a good credit score can impact many areas of your life, including where you ...
Having an excellent credit score can save you a lot of money in interest over time. If your score is already in the 700s, you’re in good shape—but you may be wondering how to take your score from good to great. And is it worth the effort?
How to Maintain a Good Credit Score We share five tips for you to maintain a good record in the credit bureau. Avoid unnecessary purchases: Buying items anyhow will only increase your expenditure, making you borrow some extra cash to service other needs. You may experience challenges paying bac...
While it's true that credit scores are always shifting, even by a few points, a stubborn score can be especially perplexing if you thought you always paid on time and expected to have agood credit score. Here are some reasons why your credit score might not be going up or is in a lo...
If you keep your credit account running, this will be good for your credit score. If you have relatively new credit accounts, your rating will be low. Some credit card companies have discounts on interest for balance transfers; however, the card is considered a recent credit product. ...