I have 12 credit cards and I am getting crazy. Can I close 7 of them without being hit too much on my credit score? My credit score is 629, are there any unsecured credit cards I can get approved for? Why are the algorithms that credit bureaus use to calculate cr...
and “effeminate gestures.” Algorithmic scoring, Fair and Isaac argued, was a more equitable, scientific alternative to this unfair reality. FICO’s approach eventually caught on among the credit bureaus—TransUnion, Experian, and Equifax—and in 1989 FICO introduced the credit score we know today...