Incorporating an annuity into your retirement planning compliments other income sources like your Social Security, pension, investments, or other retirement accounts. This safety net helps reduce exposure to the investment cycle (even during recessions) and gives retirees peace of mind that they won’t...
Many people head into retirement assuming they will have enough money to live on for the rest of their lives. But when issues such economic disaster come into play, their financial cushion can become so thin that they may have to...Raymond J. Lucia...
The new executive director of the Institutional Retirement Income Council, who is succeeding Michelle Richter-Gordon, brings decades of experience in the retirement industry to his new role. IRIC will focus on promoting in-plan annuities and other income solutions to plan advisors and consultants. ...
We stress that imposing this value arbitrarily can be a worse solution to the agents than having no unfunded pension system: When the paygo proportion crosses a given threshold -ranging from 0.33 to 0.41 approximately for the US, the UK and Norway -the agents are better off when the unfunded...
The new executive director of the Institutional Retirement Income Council, who is succeeding Michelle Richter-Gordon, brings decades of experience in the retirement industry to his new role. IRIC will focus on promoting in-plan annuities and other income solutions to plan advisors and consultants. ...
THE EVOLVING RETIREMENT INCOME PACKAGE: TRENDS IN ADEQUACY AND EQUALITY IN NINE OECD COUNTRIES. Focuses on the trends in adequacy and equality of evolving retirement income package in OECD countries. Income source of retirement income packages in low-... Yamada,Atsuhiro - 《Oecd Papers》 被引量:...
nt Income Question. The Retirement Income Question.The Retirement Income Question.The article focuses on the key findings of the In-Retirement Income study of the firm Cogent Research in the U.S. in 2011 and the implications of which for financial professionals and retirement income producer ...
We here use latentclass analysis to model both intercept and slope heterogeneity in the SWB-income relationship, and construct a continuous measure of the marginal utility of income. We show this marginal utility does predict future behaviour: those who value income more (who have a higher income...
This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment. Mitchell and Smetters begin by assessing the myriad retirement risks con...
retirement income, some financial planning experts say. But that's just one rule of thumb. You will need a higher percentage if you plan to add significant expenses, such as travel. You may even need a higher income inretirementthan you had before you retired, depending on your desired ...