The rates for our study are based on profiles for male and female drivers who are 17, 25, 35, and 60 years old. The vehicles used include the 2017 and 2022 Honda Civic, the 2017 and 2022 Toyota RAV4, and the 2017 and 2022 Ford F-150, with mileages of 6,000 and 12,000 annually...