定期寿险「Term Life Insurance」是一种在一定期限内,如5年、10年、20年,为投保人提供寿险保障的人寿保险产品。在这个时期结束后,投保人可以选择是否延续这份定期寿险(续保时保费会变高)或者让保单终止。 定期寿险的几个特点: - 保费低 - 通常可以续保 - 保单没有现金价值 - 部分定期寿险提供保险转换条款 定期寿...
话说美帝有一种保险叫 term life insurance,大概就是每年交个几百刀的保费,如果在30年内死了可以赔100万美元或者类似的额度。有意思的是... 这种保险通常是明文规定,自杀也算的... 所以是不是每个自杀的人都可以先给自己买个这种保险留给家人😅 好多人一辈子都赚不到这么多钱呢... û...
Why People Buy Term Life Insurance?Chris Downing
Is Term Life Insurance for Seniors over 60 a Smart Buy?Lenny Robbins
Pros of term life insurance Cost-effective: Typically the cheapest type of life insurance, especially for younger people or new parents. Larger death benefit: Provides a larger death benefit at a reasonable price, which can help support children or dependents if something happens to the parent...
Term life insurance is flexible and cost-effective, offering a specific death benefit for a defined term, such as five, ten, 15, 20 or 30 years.Some policies cover you up to a specific age, such as 65. Once your term expires, you may renew your policy. You may also be able toconve...
If you have type 1 or type 2 diabetes, affordable life insurance coverage is not out of reach. Depending on your health and how you manage your diabetes, you may qualify for a better rate than expected. Learn aboutlife insurance for people with diabetesand how you mayqualify for affordable...
Term Life Financial protection when you need it the most How would your family cover your mortgage payments or fund your children’s education if you suddenly passed away? Term life insurance could help you cover those financial obligations which are due over the next several years....
whole life insurance: Differences, pros and cons Do you need term life insurance? Term life insurance is sufficient for most people who are in the market for coverage. Consider term life insurance if: People — like a spouse or child — depend on you financially. Your death would be a ...
Term life insurance is attractive toyoung people with children. Parents can obtain substantial coverage for a low cost, and if the insured dies while the policy is in effect, the family can rely on the death benefit to replace lost income. ...