定期寿险「Term Life Insurance」是一种在一定期限内,如5年、10年、20年,为投保人提供寿险保障的人寿保险产品。在这个时期结束后,投保人可以选择是否延续这份定期寿险(续保时保费会变高)或者让保单终止。 定期寿险的几个特点: - 保费低 - 通常可以续保 - 保单没有现金价值 - 部分定期寿险提供保险转换条款 定期寿...
term life insurance 美 英 un.定期保险 英汉 un. 1. 定期保险 例句 释义: 全部,定期保险
Term Life Financial protection when you need it the most How would your family cover your mortgage payments or fund your children’s education if you suddenly passed away? Term life insurance could help you cover those financial obligations which are due over the next several years....
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的...
How long should life insurance coverage last? Your life insurance quotes are always free. Case Studies: Exploring Life Insurance Options Case Study 1: John’s Term Life Insurance John, a 35-year-old married individual with two young children, wanted to ensure financial security for his family ...
Term life insurance offers temporary coverage for a specific period of time, such as 10, 20 or 30 years. The length of your term life policy should match your longest financial obligation, such as your mortgage. As long as you keep up with your premium payments, your insurer will pay a ...
are grown. Term insurance can be bought for 1, 5, 10, or 20 years, and is renewable without needing to provide evidence of insurability, but the renewal price increases as the insured ages, as does the chance of death. However, term life insurance varies as to renewals and premium ...
1. Estimate based on 35-year-old male, nonsmoker, super preferred. 2. Proceeds from a life insurance policy may be subject to estate tax. 3. Policies issued before April 26, 2023 or issued in the state of New York are not yet available for viewing online. ...
years—rather than paying premiums for your entire life.) The insurance company splits whole life premiums in two ways. One part of your payment goes to the insurance component, while the other part helps build your cash value, whichgrows over timeat a guaranteed rate on a tax-deferred ...
Depending on the insurance company, it may be possible to turn term life into whole life insurance. You can purchase term life policies that last 10, 15, 20 years, or more and you can usually renew them for an additional term. Thebest term life insurance companieshave low prices, easy ap...