Self-Directed Locked-In Retirement Accounts (LIRA)† Take control of your retirement investments Actively manage your tax-sheltered savings Also available: Restricted Locked-in Retirement Savings Plans (RLSP) and Self Directed Locked-in Retirement Savings Plan (LRRSP)* ...
If you have a Locked-In Retirement Account (LIRA), Locked-In RRSP (LRRSP ) or Restricted Locked-in Savings Plan (RLSP), you may be able to convert to one of the following plans: Life Income Fund (LIF), Locked-In Retirement Income Fund (LRIF), Prescribed Retirement Income Fund (PRIF...
When can I withdraw from my RRSP? You can make a withdrawal from your RRSP any time1as long as your funds are not in a locked-in plan. The withdrawal, however, is subject to withholding tax and the amount also needs to be included as income when filing your taxes. ...
Locked-in retirement account (LIRA). Life income fund (LIF). Other TD Bank services Mortgages. Home equity line of credit (HELOC). Lines of credit. Personal loans. Auto loans. RRSP loans. Overdraft protection. Investment options include stocks, mutual funds, bonds, guaranteed investment certifica...
When locked, you won't be able to use your card to make new purchases via your physical card or digital wallet. However, pre-authorized payments will still go through, and you can make payments towards your statement balance. If you find your card, you can unlock it following the same ...
If you misplace your TD Access Card, you can easily lock it via the TD app as you search for it. When your card is locked, only pre-authorized charges, like bill payments and transfers, will be processed. No new transactions will go through. Once you locate your TD Access Card, you...
Self-Directed Locked-In Retirement Accounts (LIRA)† Take control of your retirement investments Actively manage your tax-sheltered savings Also available: Restricted Locked-in Retirement Savings Plans (RLSP) and Self Directed Locked-in Retirement Savings Plan (LRRSP)* ...
Please note, special rules and restrictions apply to locked-in RRSP withdrawals. If you are unsure whether your RRSP is locked-in or not, simply reach out to your RRSP issuer. On a final note Ultimately, both RSPs and RRSPs are technically the same thing and can help you plan your ...
Registered Retirement Savings Plan (RRSP) Registered Retirement Income Fund (RRIF) Registered Education Savings Plan (RESP) Life Income Fund Locked-In Retirement Account Non-registered accounts Pension and benefits Old Age Security Canadian Pension Plan Private Pension Spousal Pension Private healthcare ...
Many scams involving fraudulent text messages or emails will falsely say that your account is locked, or threaten to close your account unless you click on a link and provide account details. Your bank would never threaten to cancel your services. ...