When investing for after-tax returns, it's important to take a total relationship view across qualified and taxable accounts. Consider BlackRock’s “fill first" model to help reposition portfolios for after-tax returns. Explore the “fill first” model BLACKROCK RESOURCES: AFTER-TAX STRATEGIES ...
At the time of writinggiltscan be more tax-efficient investments for higher-rate taxpayers, as opposed to relying on cash ISAs. Switching up could free more ISA space up for assets such as equities or higher-yielding bonds. Think about the return onpaying off your mortgagefrom a post-tax p...
TAXABLE ACCOUNTS Ideal for: TAX-ADVANTAGED ACCOUNTS* Ideal for: Individual stocks you plan to hold for more than one year Individual stocks you plan to hold one year or less Tax-managed stock funds, index funds, exchange-traded funds (ETFs), low-turnover stock funds Actively managed funds...
After comparing these numbers, I guess the WisdomTree ETFs aren’tthatinefficient on a relative basis, but I’m still not very happy about it because I am holding these ETFs in taxable accounts. My current ordinary income tax rate is pretty high, and I need to figure out a way to fit ...
Contribute to retirement plans and HSAs: Contributions to Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs) can reduce your taxable income. Make sure to contribute before the tax deadline. Use investment losses: If you experienced losses from investments, you can use them ...
Explore our full range of muni strategies across mutual funds, ETFs, Interval Funds and managed accounts. More to Know PIMCO's experts regularly produce insights on economic and market trends that can impact your clients. See More Insights This is a carousel with individual cards. Use the ...
For taxable accounts, one of the most tax-efficient investments comes from investing in municipal bonds due to their preferential tax treatment from federal income tax. However, as a trade off on these non-existent federal tax payments, these bonds tend to carry lower yields than other fixed in...
Fortunately, some assets are relativelytax-efficienteven when held in a taxable account. Such assets include: Municipal bonds,which may generate tax-free interest. Index funds and exchange traded funds (ETFs),which may limit capital gains.
Ideal for: Taxable accounts, where minimizing taxes on capital gains is important. Municipal Bonds Municipal bonds are tax-efficient because the interest income isn't taxable at the federal level and may be tax-exempt at the state and local levels.8 Munis are sometimes called triple-free becau...
Tax considerations for mutual funds and exchange-traded funds (ETFs) are similar in many ways; both are taxed on dividends and capital gains distributions as well as gains resulting from market transactions. However, due to their inherent structure, ETFs can often be more tax-efficient than mutua...