员工不主动提交W4,则雇主会以Publication 15-T的Worksheet 1计算默认的withholding。方法是把全年的工资在假设没有任何deduction(包括standard deduction)的情况下,根据tax bracket计算得到一个数值。由于没有考虑standard deduction,这个withholding的数值一般肯定比税负高,所以大家每年的报税季往往会有退税。我们将这个...
During your decision to hold or sell, it's very important to calculate the tax implication between your short-term and long-term tax rate. It's generally better to buy and hold for the long-term. But, when you're young or in a lower income tax bracket, taxes are less o...
IRA donations to a charity that is not a DAF can be used to satisfy yearly RMD requirements for those 72 and older without incurring income taxes on withdrawals (401(k) ‘s don't have this feature).
When hard times befall you, you may wonder if there is a way withdraw money from your 401k plan. In some cases you can get to the funds for a hardship withdrawal, but if you’re under age 59½ you will likely owe the 10% early withdrawal penalty. The term 401k is used throughout...
方法是把全年的工資在假設沒有任何deduction(包括standard deduction)的情況下,根據tax bracket計算得到一個數值。由於沒有考慮standard deduction,這個withholding的數值一般肯定比稅負高,所以大家每年的報稅季往往會有退稅。我們將這個計算過程表示為 withholding per month = P15T( total income )...
方法是把全年的工资在假设没有任何deduction(包括standard deduction)的情况下,根据tax bracket计算得到一个数值。由于没有考虑standard deduction,这个withholding的数值一般肯定比税负高,所以大家每年的报税季往往会有退税。我们将这个计算过程表示为 withholding per month = P15T( total income )...