The American Funds Target Date Retirement Series® has helped participants build and preserve wealth with a low-cost, active management approach that has delivered impressive results in various market conditions. We believe this success is driven by th
Vanguard Target Retirement 2030 Fund is one of a series of Vanguard funds that use a targeted maturity approach as a simplified way to meet investors’ different objectives, time horizons, and changing risk tolerances. As your retirement date approaches, the fund’s allocation will grow more conse...
funds included in the combined portfolios were (1) defined as passive by Morningstar in its most recent annual Target‐Date Strategy Landscape report, (2) open and available to investors as of 12/31/23, and (3) with Morningstar universe sharing the same target date as each Retirement Fund...
Already have one target-date fund suite in your plan? Here’s why adding another can offer retirement savers greater choice—and greater potential—to save.
Target date funds are the default choice of many workplace retirement plans, especially401(k) plansthat auto-enroll new employees. How Does a Target Date Fund Work? Target date funds include years in their names. For example, “Schwab Target 2065 Index Fund” is designed for people who plan...
A target-date fund is amutual fund(orexchange-traded fund) that gradually rebalances and reallocates assets as you get closer to retirement, typically shifting the majority of assets from riskier investments such as stocks to more conservative investments such as bonds and cash. The fund is desi...
Informed by a 125+ year commitment shaping financial futures, the Nuveen Lifecycle mutual fund target date series has a proven track record with competitive fees.1 The series provides an outcomes-based focus “through glidepath” design to help build sufficient savings and income through retirement....
How do I choose a Freedom Fund? The "target date" of a target date fund is the anticipated year of retirement: each of our 14 Fidelity Freedom Funds has a year in its name. Choose a Fidelity Freedom Fund based on the year you expect to retire. You don't need to adjust your ...
PlainTalk About Risk Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its ...
The Vanguard Target Retirement 2030 Fund has a four-star rating from Morningstar.It has an expense ratio of 0.08%. This target-date fund has a 10-year return of 6.94%. Its investment minimum is $1,000. This fund is most appropriate for investors who seek low fees and plan to retire b...