Cash value and cash surrender value can be the same amount if you've held the product for long enough, but they often differ due to fees. (You should calculate the surrender fees if you no longer need your policy and are thinking of using the money. Life insurance policies are intended ...
In most whole life insurance plans, the cash value is guaranteed, but it can only be surrendered when the policy is canceled. Policyholders may borrow or withdraw a portion of their cash value for current use. In universal life insurance plans, the cash value isn't guaranteed. However, af...
由于保单评估的退保费,这一金额一般会略低于保单的现金价值总额。 Acash surrender valueis the total payout an insurance company will pay to a policy holder or an annuity contract owner for the sale of a life insurance policy. To...
CASH SURRENDER VALUE OF LIFE INSURANCE POLICY.Relates the judgment in a divorce case concerning the cash surrender value of life insurance policy, filed in the North Carolina Court of Appeals in 2003.EBSCO_AspAmerican Journal of Family Law
“Surrender”在保险领域具有专有含义，其中Cambridge Dictionary对此的解释为“to end an insurance policy early, before its original end date”，也就是被保险人在保单终止日期前将保单交给保险人并注销保单，中文可以译为“退保”。“Surrender”既可以作动词也可以作名词，相关例句如下所示：例句1：原文：An ...
“Surrender”在保险领域具有专有含义,其中Cambridge Dictionary对此的解释为“to end an insurance policy early, before its original end date”,也就是被保险人在保单终止日期前将保单交给保险人并注销保单,中文可以译为“退保”。“Surrender”既可以作动词也可以作名词,相关例句如下所示: ...
“Surrender”在保险领域具有专有含义,其中Cambridge Dictionary对此的解释为“to end an insurance policy early, before its original end date”,也就是被保险人在保单终止日期前将保单交给保险人并注销保单,中文可以译为“退保”。“Surrender”既可以作动词也可以作名词,相关例句如下所示: 例句1: 原文: An indus...
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Cash value is the amount of equity in a life insurance policy. A policyholder builds cash value with premium payments and it grows over time. Life insurance companies could deduct fees for a policy surrender. A policyholder could withdraw or borrow their cash value as an alternative to surrende...
When cashing out a life insurance policy, the IRS may consider a portion of the money as taxable income. To calculate the amount of taxable income, subtract the total amount you paid in premiums from the amount of money you received in the cash surrender. For instance, if you receive a ...