, many jurisdictions will award the debtor damages as a means of defraying the legal costs associated with fighting the legal action. The court may also charge the creditor with absorbing all other court costs in the event that the debtor is cleared of charges noted in the summons for debt....
If you don’t respond to the Complaint it will be treated as if you admit to everything in the Complaint and the Plaintiff will be able to get a default judgment for the entire amount requested, whether it is accurate or not! In a debt collection case a default judgment will allow the...