Pro tip:If you already have a credit card and you have a bad credit score, using a credit card to consolidate may not be a bad idea. Credit card interest rates tend to be fixed at 30% APR or lower. Some of the installment loans that target bad credit borrowers max out at an APR ...
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We're working with Congress, and I've been working with the folks in my administration, to help people who are creditworthy stay in their homes. I think it's very important that we not help speculators, but there are a lot of people that are wondering how to renegotiate their mortgage. ...