Independent loans are available for your education, but to qualify, you'll need to demonstrate a solid credit history. Your credit worthiness is gauged by your overall “credit score.” Simply put, a number is assigned to you based on the results of every credit interaction you have ever had...
Looking for student loans without a cosigner can be tough if you’ve maxed out federal loans or are an international or DACA student. This guide explores top lenders that offer no-cosigner loans, focusing on factors such as academic performance and futur
If federal student loans don't fit your needs, compare private student loan interest rates and lenders to find the right financing option for your college expenses. Best Lenders for Private Student Loans Lender Learn More Fixed APR Variable APR Max. Loan Amount Min. Credit Score View Disclosure...
Federal student loans don’t have minimum credit score requirements, and most of them don’t require a credit check. Minimum credit score requirements for private student loans vary by lender. You generally need a good credit score — often defined as a FICO score 670 or greater — to qu...
You can also look into student loans with bad credit— like lenders without credit score requirements. As with any type of loan, it's important to consider all the factors before choosing, but these alternative loans may be a good way to secure the funds you need without having to track...
What is a bad credit student loan? A bad credit student loan is a private or federal student loan that's tailored to individuals witha poor credit score— 580 or lower — or thin credit history. Like other student loans, they can only be used for approved academic related expenses, like...
Many students take out private student loans to bridge the gap, but what if you have bad credit? Having bad credit can make obtaining private student loans feel impossible. But don't give up just yet. There are still ways to secure private student loans if your credit score is on the ...
Best student loan without a cosigner Minimum credit score None Fixed APRs 6.53% (undergraduates) or 8.08% (grad students)* Repayment terms 10 years or longer Why we picked it Federal Direct Subsidized and Unsubsidized Loans aren’t credit-dependent, so you won’t need a cosigner to acces...
Student Loans Are Bad Debt If: You borrow more than you need to earn a degree Your chosen degree has a low ROI You struggle to make student loan payments, and your credit is damaged as a result The school you attend is overly expensive without any added benefit ...
Student loans allow you to borrow money to cover college and school-related expenses. Browse Investopedia’s expert written library to learn more.