Compare rates and terms:If you have less-than-stellar credit, your best bet is applying for a federal student loan. However, if you're considering private loans, prequalify with multiple lenders to compare rates and terms. Consider a cosigner:If you have thin or no credit history, you shou...
Step 3: Compare private student loans with no credit check If you’ve exhausted your federal student loan options and still don’t have enough money to pay for school, private student loans with no credit check can help you cover the rest of your education costs. Your options will be lim...
No credit history needed Most loans from financial institutions, such as a bank or credit union, require a credit history, but federal student loans don't. To apply for a federal student loan, a student's family needs to fill out the Free Application for Federal Student Aid, or the FAFSA...
Stafford loansare either subsidized or unsubsidized, depending on who pays the interest while you're a student. Subsidized Stafford loans are for students displaying the greatest need, so if you have low-income and inadequate credit, you will likely qualify for a subsidized loan. Unsubsidized Sta...
No late or insufficient fund fees Autopay discount and multiple loan discounts Cosigner releases offered after 24 months Extra member benefits Cons Only students attending four-year schools are eligible for loans High credit score required for lowest rates ...
Bad credit student loans allow you to finance your education, even if you can't qualify for other student loans. Options for co-signer. Some bad credit student loans may not require a co-signer, and others may offer a co-signer release option. This allows the co-signer to no longer be...
Student Loans for Bad Credit or No Credit byLisa Mulka Best Student Loans Without a Co-Signer byLisa Mulka Best Graduate Student Loan Options of 2025 byNerdWallet International Student Loans for 2025 byLisa Mulka State Student Loans and Nonprofit Lenders ...
Can I consolidate my student loans? You’re generally eligible for federal student loan consolidation once you graduate, leave school or drop below half-time enrollment. You cannot consolidate while you're still in school. There is no credit requirement, but there is also no chance of a lower...
Students can receive loans with bad or even poor credit. We’ll explore the specific requirements for student loans and what to do if you have bad credit.
Many student loan companies don’t lend to international students, except for a select few. We reviewed and compared the APRs, fees, and terms of the best lenders offering international student loans.