Your loan is currently on fixed rate and will only be changing to a SIBOR reference rate after the fixed tenure ends.For example, if you have 1-year remaining lock-in period on fixed rate: However, if you decide to switch to a prevailing loan package which comes with a fresh lock-in ...
HSBC Property Loan SORA Rate Interest Rate^ 1st year1m SORA + 0.45% p.a. 2nd year1m SORA + 0.45% p.a. 3rd year1m SORA + 0.45% p.a. Thereafter1m SORA + 1.00% p.a. 3 years average3.50% p.a. ^ Interest Rate based on latest1 Month SORAand assuming it stays the same for first...