SoFi claims they have “refinanced the most student debt in the US”. They also report members who refinance their student loans through the platformsave an average of $288 per monthand$22,359 over the life of an average loan.
More flexible credit score requirements Lower mortgage rates than many competitors $500 origination fee discount for existing customers $10,000 closing timeline guarantee Offers home equity lines of credit Cons No physical branches Lower-than-average customer service scores No USDA loans or home equity...
Min. credit score 650 Min. income No specific requirement How does repayment work? Borrowers who refinance student loans with SoFi will have the following repayment terms: TermDetails Repayment terms 5, 7, 10, 15, or 20 years Grace period 6 months if present on your existing loan Cosigner re...
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The SoFi Credit Card is one of the best new credit cards for paying off loans, but it might not be the best starter card since it requires good to excellent credit (a credit score of 670 or higher). If you have student loans, the SoFi card may be a more accessible option for gradua...
There are no government-backed FHA, VA or United States Department of Agriculture loans available. There are no physical offices. Update: This article was updated to reflect SoFi mortgage's most recent interest changes and credit requirements. ...
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Lenders who allow loans over these limits may be stricter on some other requirements, such as asking for a higher credit score or a lower debt-to-income ratio, to offset some of the perceived risk of a higher LTV. Why Do Lenders Use the LTV Ratio?When lenders loan out money, they do...
LOW-RATE LOANS & CREDIT --- • Competitive personal, student, and home loans • 2% cash back rewards credit card, 3% on SoFi Travel • Build credit while earning rewards • Check loan rates without affecting credit score† --